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    Credit Risk Management Services

    NCRM provides professional, systematic credit risk management services that create a stable operating environment for

    our clients and support sustainable business growth.

    Tailored Product Design

     

    By analyzing industry-specific risk

    factors and transaction volumes,

    NCRM develops customized insurance

    products optimized for the unique risk

    environment of each business.

    Optimized Insurance

    Terms through Competitive

    Comparison

     

    We compare various insurance carriers to

    find the most suitable coverage for our

    clients. This ensures that our clients

    receive the most competitive insurance

    products available.

    Integrated Risk

    Management Through a

    Global Network

     

    Thanks to our robust international

    partnerships, NCRM not only supports

    credit risk management for domestic

    transactions but also covers overseas

    transactions and foreign subsidiaries.

    Product Overview

    NCRM offers a comprehensive range of products centered on Accounts Receivable Credit Insurance, including export insurance, surety insurance,

    factoring, corporate credit information/collections, and BNPL solutions. These help businesses manage credit risk, strengthen cash flow,

    and increase both stability and profitability in domestic and global markets.

    Accounts Receivable Insurance

    Protects against the risk of non-payment on credit sales.

    Export Insurance

    Mitigates and compensates for credit risks and uncertainties arising from international trade.

    Surety Bonds

    Issues documentation that enhances trust and maintains stable business relationships.

    Factoring

    Improves corporate cash flow by facilitating early conversion of accounts receivable into cash,

    relieving the burden of receivables management.

    Corporate Credit Information & Debt Collection

    Analyzes counterparties’ creditworthiness and minimizes client losses through effective

    recovery of overdue receivables.

    BNPL (Buy Now, Pay Later)

    Allows buyers to purchase immediately and pay later, boosting consumer satisfaction

    while increasing sellers’ revenue.

    Partners

    While most insurance brokerage firms in Korea limit their services to domestic insurance, NCRM takes into account the realities of

    a globalized world. We support all credit management tasks for domestic, overseas, and local subsidiaries,

    covering various aspects of accounts receivable credit management.

    Seoul Guarantee Insurance (SGI) is a leading South Korean financial

    institution specializing in guarantee and surety insurance services.

    It plays a critical role in supporting businesses and individuals by

    offering a broad range of products designed to mitigate risks,

    enhance creditworthiness, and facilitate smooth operations.

    Allianz is one of the world’s largest and most renowned insurance

    and financial services providers, headquartered in Munich, Germany.

    It offers a wide array of products and services—including property

    and casualty insurance, life and health insurance, asset management,

    and corporate insurance solutions. With a presence in over 70

    countries, Allianz serves more than 126 million customers worldwide.

    Atradius is a credit insurer founded in 1925 and based in Amsterdam.

    Active in over 50 countries, it provides risk management solutions

    and debt collection services to businesses across various industries.

    Coface is a credit insurer established in 1946 and headquartered in

    Bois-Colombes, France. With more than 70 years of history and

    operations in over 100 countries, Coface delivers credit insurance

    solutions and credit risk analysis services worldwide.

    AIG is a global insurance and financial services enterprise operating

    in over 80 countries. It offers comprehensive financial solutions to

    both businesses and individuals, supporting diverse risk

    management needs around the world.

    Credit Risk Research Team

    Formed in May 2024, NCRM’s Credit Risk Research Team systematically evaluates companies’

    credit risks and supports them in effectively addressing those risks.

    Primary Responsibilities

    · Developing corporate credit risk evaluation models

    · Creating strategies for securitizing accounts receivable

    · Exploring best practices for utilizing credit insurance

    · Organizing corporate training and seminars on credit risk

      management solutions

    · Fostering the next generation of credit risk management professionals

    Core Research Areas

    · Developing financial products that guard against losses by

      investigating overseas buyers’ credit

    · Creating innovative financial products to facilitate faster,

      streamlined B2B online transactions

    · Developing factoring models that leverage corporate receivables

    Credit Risk Management

    Services

    NCRM provides professional, systematic credit

    risk management services that create a stable

    operating environment for our clients and

    support sustainable business growth.

    Tailored Product Design


    By analyzing industry-specific risk factors

    and transaction volumes, NCRM develops

    customized insurance products optimized

    for the unique risk environment of each

    business.

    Optimized Insurance Terms

    Through Competitive

    Comparison


    We compare various insurance carriers to

    find the most suitable coverage for our

    clients. This ensures that our clients receive

    the most competitive insurance products

    available.

    Integrated Risk Management

    Through a Global Network


    Thanks to our robust international

    partnerships, NCRM not only supports

    credit risk management for domestic

    transactions but also covers overseas

    transactions and foreign subsidiaries.

    Product Overview

    NCRM offers a comprehensive range of products

    centered on Accounts Receivable Credit

    Insurance, including export insurance, surety

    insurance, factoring, corporate credit

    information/collections, and BNPL solutions.

    These help businesses manage credit risk,

    strengthen cash flow, and increase both stability

    and profitability in domestic and global markets.

    Accounts

    Receivable

    Insurance

    Protects against the risk of

    non-payment on credit sales.

    Export

    Insurance

    Mitigates and compensates

    for credit risks and

    uncertainties arising from

    international trade.

    Surety

    Bonds

    Issues documentation that

    enhances trust and

    maintains stable business

    relationships.

    Factoring

    Improves corporate cash

    flow by facilitating early

    conversion of accounts

    receivable into cash,

    relieving the burden of

    receivables management.

     Corporate

    Credit

    Information

    & Debt

    Collection

    Analyzes counterparties’

    creditworthiness and

    minimizes client losses

    through effective recovery

    of overdue receivables.

    BNPL

    Allows buyers to purchase

    immediately and pay later,

    boosting consumer

    satisfaction while increasing

    sellers’ revenue.

    Partners

    While most insurance brokerage firms in Korea

    limit their services to domestic insurance, NCRM

    takes into account the realities of a globalized

    world.

    We support all credit management tasks for

    domestic, overseas, and local subsidiaries,

    covering various aspects of accounts receivable

    credit management.

    Seoul Guarantee Insurance (SGI) is a leading

    South Korean financial institution specializing in

    guarantee and surety insurance services.

    It plays a critical role in supporting businesses

    and individuals by offering a broad range of

    products designed to mitigate risks, enhance

    creditworthiness, and facilitate smooth

    operations.

    Allianz is one of the world’s largest and most

    renowned insurance and financial services

    providers, headquartered in Munich, Germany.

    It offers a wide array of products and services

    —including property and casualty insurance,

    life and health insurance, asset management,

    and corporate insurance solutions. With a

    presence in over 70 countries, Allianz serves

    more than 126 million customers worldwide.

    Atradius is a credit insurer founded in 1925 and

    based in Amsterdam.

    Active in over 50countries, it provides risk

    management solutions and debt collection

    services to businesses across various

    industries.

    Coface is a credit insurer established in 1946

    and headquartered in Bois-Colombes, France.

    With more than 70 years of history and

    operations in over 100 countries, Coface

    delivers credit insurance solutions and credit

    risk analysis services worldwide.

    AIG is a global insurance and financial services

    enterprise operating in over 80 countries.

    It offers comprehensive financial solutions to

    both businesses and individuals, supporting

    diverse risk management needs around the

    world.

    Credit Risk Research Team

    Formed in May 2024, NCRM’s Credit Risk

    Research Team systematically evaluates

    companies’ credit risks

    and supports them in effectively addressing

    those risks.

    Primary Responsibilities

    · Developing corporate credit risk evaluation 

      models

    · Creating strategies for securitizing accounts

      receivable

    · Exploring best practices for utilizing credit

      insurance

    · Organizing corporate training and seminars on

      credit risk management solutions

    · Fostering the next generation of credit risk

      management professionals

    Core Research Areas

    · Developing financial products that guard

      against losses by investigating overseas

      buyers’ credit

    · Creating innovative financial products to

      facilitate faster, streamlined B2B online

      transactions

    · Developing factoring models that leverage

      corporate receivables

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